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141 articles
Best Islamic Pension Funds in Pakistan (2026): Fees and Returns Compared
Seven Islamic VPS managers compared on real numbers: ABL charges the lowest fees, Atlas skips the front-end load, Alhamra has the strongest long record, and Alfalah has a TER problem.
Section 63 Tax Credit Explained (2026): How VPS Contributions Cut Your Pakistani Tax Bill
Section 63 of the Income Tax Ordinance gives VPS contributors a credit worth their average tax rate on up to 20% of taxable income. How it works, who qualifies, and the fine print.
VPS vs Bank Term Deposits for Retirement in Pakistan (2026)
Islamic term deposits feel safe and familiar. A VPS locks money away but pays a tax credit and grows tax-free. Which one deserves your retirement savings? A direct comparison.
Retirement Options for Overseas Pakistanis (2026)
Roshan Digital Accounts, Islamic Naya Pakistan Certificates, VPS accounts on a NICOP and diaspora home finance: how overseas Pakistanis can build retirement assets back home, halal.
Inheritance Under Pakistani Law (2026): How Faraid Applies by Default
In Pakistan, Islamic inheritance shares are not a choice you opt into. They are the law. How faraid works, what the 1961 Ordinance changed for orphaned grandchildren, and what heirs must do.
Do You Need a Will in Pakistan? (2026): What Wasiyya Can and Cannot Do
Faraid distributes your estate automatically in Pakistan, so what is a will for? The one-third rule, bequests to non-heirs, guardianship wishes, and the documents worth writing.
The Succession Certificate Process in Pakistan (2026): A Practical Guide
Banks will not release a deceased person's money without a succession certificate. The NADRA route, the court route, documents required, realistic timelines and the snags to expect.
Gifts (Hiba) vs Inheritance in Pakistan (2026): Transferring Property During Your Lifetime
Hiba transfers property now, with no one-third limit, but you lose ownership immediately and courts scrutinize gifts that dodge heirs. How lifetime gifts work under Pakistani law.
Zakat in Pakistan (2026): The Complete Guide
Pakistan is one of the few countries that deducts zakat from bank accounts by law. How the state system works, what it does not cover, and how to calculate what you actually owe.